Interest Rates:
9.50% - 17% per annum
Concession for Women:
0.25% concession on interest rates for women borrowers
Loan Amount:
Higher loan amounts often have lower interest rates
Loan Tenure:
Longer tenures may attract higher interest rates
Gold Purity:
22-24 carat gold typically qualifies for lower interest rates
Processing Fee:
Up to 1% of loan amount
Prepayment Charges:
Applicable in some cases
Loan-to-Value (LTV) Ratio:
Lower LTV ratios may result in lower interest rates